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Occupancy Permit

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At Oracle Construction, we're launching a new blog series based on your valuable suggestions—addressing the most frequently asked questions about the construction process and buying property.

Buildings with Occupancy Permits, Safe Living Spaces: With Oracle Construction!


What is an Occupancy Permit (İskan)?

An Occupancy Permit is an official document that certifies a building is legally suitable for use.
It confirms that the construction has been completed in accordance with legal regulations, safety standards, and zoning plans.
The occupancy permit is issued by the municipality or relevant public authority.


The Legal Importance of the Occupancy Permit

1. Legal Right to Use

  • The occupancy permit confirms that a property is legally habitable or usable.

  • Without this document, it is not legally permissible to reside in or conduct commercial activities within the building.

2. Real Estate Transactions

  • The occupancy permit is a critical document in the purchase or sale of real estate.

  • Buying or selling a property without this permit may lead to issues during title transfer and pose significant risks for the buyer.

3. Loan & Mortgage Eligibility

  • Banks and financial institutions are generally unwilling to approve home loans or mortgages for properties that lack an occupancy permit.

  • This document assures the legal status of the property and facilitates financing processes.

4. Insurance Coverage

  • Properties without an occupancy permit may not be eligible for insurance.

  • Insurance companies often require this document to verify the legal and structural safety of a building.

5. Municipal Services

  • Without an occupancy permit, accessing municipal services (water, electricity, natural gas, sewage, etc.) can be problematic.

  • Many municipalities require it for utility service applications.

6. Legal Compliance

  • The occupancy permit proves that the building has been constructed in compliance with zoning laws and building regulations.

  • It shows the structure meets legal and safety standards.


Steps to Obtain an Occupancy Permit

  1. Application

    • After construction is completed, the contractor or building owner applies to the municipality for an occupancy permit.

  2. Inspection and Review

    • Municipal inspectors conduct on-site evaluations to ensure the construction matches approved plans and regulations.

  3. Document Submission

    • All required documents must be completed and deficiencies resolved before approval.

  4. Issuance of the Permit

    • Once approved, the occupancy permit is issued and delivered to the building owner or contractor.


Conclusion

The occupancy permit is vital for the legal use of any building.
Whether for real estate transactions, financing, insurance, or municipal services—this document is essential.
Structures lacking an occupancy permit may face serious legal and financial problems.
Therefore, it’s crucial that building owners complete the construction process in compliance with laws and obtain the occupancy permit.

At Oracle Construction, we prioritize quality and safety at every stage of our projects.
We believe that the occupancy permit is not just a document—it's your assurance of a safe and peaceful home.
All our developments fully comply with legal regulations and the latest earthquake codes to ensure your long-term safety.
With Oracle Construction, you’re not just moving into a house—you’re stepping into a secure and solid future.


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